- YW#: IYBA_2806233
- Year: 2019
- Located in: Annapolis, Maryland, United States
A true feat of Italian engineering, the 51 Atlantis features a flush and open cockpit, tender garage, three staterooms, and lower salon with a dinette, something no other yacht in its class can offer. A hydraulic platform, along with tender garage, keeps the tender out of sight but also allows for easy deployment when ready to use. The single cockpit sole feels massive, with plenty of seating and lounging space. Below deck, three staterooms will sleep six comfortably, with the starboard side stateroom acting as a true second master.
With Volvo IPS 800s, the transmission is smooth, quiet, and efficient, allowing the boat to reach speeds of 32 knots in comfort and relative quiet. The IPS system has quickly outpaced all other pod systems as the most robust and reliable system available. The joystick features surgical precision, taking the stress out of docking in all situations, even for the most experienced captain. Dynamic Positioning System automatically holds the boats heading and position, making it very easy to wait for bridges, fuel docks, or set lines and fenders. The autopilot is controlled through Volvoās Joystick Driving, which makes the boat incredibly nimble at high speed as it allows for thrilling and aggressive turns, giving the captain the feel that they are truly driving a sports car and not a yacht. Incredible acceleration, aggressive turns, and a profile that will turn heads everywhere it goes make the 51 Atlantis a true showstopper. The IPS system allows the engine room to be pushed further aft in the boat, which is one of the reasons the boat boasts a three stateroom, two head layout along with a lower salon.
Options and Significant Features Include:
- Complete Seakeeper service (09/23)
- Anodes
- Cooling system flush
- Replaced accumulators
- Pressurized break system
- Flushed heat exchanger with Barnacle Buster
- Aft Strataglass helmdeck enclosure with removable door and storage bag
- Starboard aftercooler replaced (04/22)
- Decking refurbished (06/24)
- Chiller serviced (06/24)
- Exhaust pipes, risers, and heat shields replaced (4/22)
- Siren 3 Pro monitoring system
- House battery monitor
- Cabin entry sensor
- Shore power contact
- Engine room temperature
- High water alarm
- Satellite receiver
- New generator battery charger (09/22)
- New UPS unit for AV system (10/22)
- Engine and generator serviced (12/23)
- New generator battery (06/23)
- Impellers replaced (10/22)
- New interceptor trim tab (7/21)
- Bottom paint, zincs, and propspeed (06/24)
- Advanced Package
- Miele appliances
- Hydraulic swim platform
- Tender garage with electric winch
- Anchor chain counter at helm
- Searchlight
- Bow thruster
- Electric winches in aft cockpit for mooring
- Hauling/launching system for tender
- Exterior covers for all cushions in white Stamoid
- Extra thru-hull installed for watermaker installation
- SeaKeeper 6
- Estech decking in cockpit and platform
- Raymarine platinum navigation package
- 16ā Axiom MFD with wired RMK-10 Raymarine remote
- FLIR M132 thermal camera
- i70s data display
- Ray 90 VHF
- 424HD Radome
- CPT-100 CHIRP transducer
- TVs in cockpit and salon swapped with larger models
- Tint on all helm deck windows
- Combination Carbon Monoxide and Smoke detectors (04/22)
- Miami Silver painted hull
- Audio/Visual package
- Six televisions (master, salon, starboard stateroom, each bunk in port stateroom, cockpit)
- Five DirecTV receivers (master, salon, starboard stateroom, port stateroom, cockpit)
- Bose Soundbars (master, salon, starboard stateroom)
- Unbroken Power Supply (UPS) keeps power to the AV system when switching between generator and shorepower
- Fusion stereo with head unit in cockpit and wired remotes (bow, salon)
- Fusion amplifier and subwoofer with six speakers (2x helm, 2x aft cockpit, 2x bow)
- Painted KVH dome, radar, mast, DPS antenna, and searchlight
- Volvo IPS 800s
- Dynamic Positioning System (DPS)
- Automatic trim assist
- Joystick driving with autopilot integration
- Docking mode with high speed
- Cruise Control
- Folding grill on transom
- Refrigerator, freezer, and icemaker in cockpit
- Dual USB outlet in cockpit
- Rod holders installed in tender garage
- 110V outlet installed in tender garage
- Custom helm seat bolster for added comfort
- Washer/Dryer
- Pop up accent lights on bow
- Dimmable lights throughout lower deck
- Wooden floor in galley and lower salon
- Hardtop painted in Urals Grey
- High-Low cockpit table
- External cushions upgraded to two-tone Batyline fabric
- Folding bimini on bow for sunpad
- High-Low TV in cockpit
The bow features a below deck windlass to maximize deck space and reduce tripping hazards. A double-long bow deck hatch gives plenty of light and ventilation to the master cabin below. The sunpad is double wide and features build in cup holders, a folding bimini top for sunny days, and folding backrests for added comfort. Two pop-up lights make it a great place to lounge at night as well as during the day. A dedicated stereo control allows for localized control, or simply utilize the Fusion stereoās Bluetooth connectivity.
The cockpit and swim platform are perfectly laid out for entertainment and to maximize floorspace. Unlike most boats that have the grill under the hardtop, Azimut relocated the grill to the transom. This not only gives the chef more unincumbered space on the platform, but also keeps the smoke and fumes away from the hardtop and guests in the cockpit. When not in use, the grill easy folds away and does not impede platform access or take up any space.
The tender garage houses a 2020 Williams 325 Turbojet. This model is longer, heavier, and has more seating capacity than the Williams 285 Turbojet which is typically fitted with the 51 Atlantis. A hydraulic platform and electric winch system make launching the tender very easy and labor free. Even the tender comes loaded with optional features including underwater lights, LED deck lights, bathing ladder, towing kit, and teak footwells. The garage has been fitted with side-mounted rod holders and a 110V outlet, perfect for inflating water toys.
The main deck is accessed from either side of the swim platform, with the starboard side widened 8ā to allow for easier access, especially when boarding with bulky items. Port and starboard mooring capstans assist in mediterranean style mooring or deploying a stern anchor. The aft facing sun pad has built in cupholders and integrated headrest. The tender garage can also be accessed from hatches under the sun pad, making it easy to get lines and fenders without having to access the swim platform.
The cockpit is incredibly social and lends itself to entertaining more so than most any boat around the 50ā mark. All exterior cushions are upholstered in two tone Batyline, a material made exclusively for high-end outdoor furniture. Batyline is not only very stain resistant, but also breathable which allows it to dry out quickly and does not get as hot as traditional vinyl. The portside of the cockpit has U-shaped seating with a composite inlaid, high-low table that can fold out for proper dining or stay folded for easier access to the lounge. When al fresco dining is desired or a large group wants to sit around the table, the starboard side seats pull away from their bench position and fill in the starboard side of the table.
Premium Esthec decking is featured through the exterior of the boat. Regarded as the most durable faux-teak decking in the market today, it does not get as hot as most faux deck options and has no plastic of any kind, making it much more durable than most competitors. Overhead lights and speakers further add to the entertaining features of the cockpit. Two large air handlers are housed in the cockpit with outlet vents that face forward at the hardtop supports ā an ingenious design as the hot air that tries to escape from under the hardtop is cooled and blown back in, creating a bubble of cooler air in the cockpit. This results in air conditioning that works much better than setups typically found in open cockpit boats. For storage and for extended stays onboard, the boat has a custom Strataglass enclosure with access door, completely cutting off the cockpit from the elements and greatly reducing the number of seat covers that needed to be put on after each use.
The starboard side of the cockpit has a console that houses a high-low TV, wetbar with icemaker, refrigerator, and sink. The icemaker is filled with purified water, so the ice produced is clean ice, not polluted from the boatās fresh water tank. A large opening sunroof and opening port and starboard side windows allow for plenty of natural ventilation underway or at the dock. The helm leaves nothing to be desired as all instrumentation and switches are ergonomically well placed in a carbon fiber dashboard.
Double wide helm seats and a forward-facing portside lounge let several guests join the captain and provide a secondary social circle forward of the aft cockpit. The portside lounge can easily double over to become a bench seat as well.
Below deck, large hull windows and a clever use of mirrors flood the staterooms and salon with natural light, giving the illusion guests are not below deck at all, but rather on the main level. Instead of one cabinet material throughout, Azimut compliments the matte Grey Oak woodwork with high-gloss lacquered finish.
A starboard side C-shaped sofa and folding table sit opposite a fully furnished galley complete with refrigerator, freezer, sink, convection oven, and range. Storage through the salon is accomplished with overhead lacquered cabinetry and large drawer on the forward bulkhead.
A wall mounted Samsung TV hinges out to face the salon sofa and is complete with a Bose soundbar, DirecTV receiver, and BluRay DVD player. Wood flooring keeps the salon easy to clean and contributes to the contemporary interior dƩcor. Dimmable salon lights are complimented by rope lighting recessed into the ceiling.
The master stateroom sits forward of the salon. In keeping with the rest of the lower deck, full length hull windows and a double-long deck hatch flood the stateroom in natural light. The opening deck hatch and port and starboard portholes also allow for natural ventilation when temperatures allow.
The beam of the boat is carried very far forward in the master stateroom, resulting in a berth that is almost island style and makes it much easier to change linens and make the bed. The forward bulkhead houses a TV cleverly hidden inside a mirror; a design cue often reserved for mega yachts. A hidden ottoman and fold down desk make it easy to engage in todayās trend of working remote.
The master head has a mirrored medicine cabinet, opening porthole, basin style sink, and rain shower with wand.
The starboard side aft stateroom can truly be considered a second master. Running almost the entire beam of the boat, the berth is double wide but can also easily slide apart to sleep separately. An inboard desk runs the full length of the stateroom with a full-length mirror just above, continuing the trend of abundant natural light below deck.
The portside bunk stateroom still features all the amenities of the rest of the staterooms, with reading lights, hull window, large hanging locker, and TVs for each bunk.
The day head sits just forward of the port side guest stateroom, with a basin style sink, window with opening porthole, and double wide, mirrored medicine cabinet.
The engine room is impressively laid out considering the tender garage, a feature that often has to shrink the vertical clearance of machinery spaces. Twin Volvo D8 IPS800s are housed with a Seakeeper 6, 17kw Onan generator, and Condaria chiller among other equipment. All necessary AC and DC breakers are put on the forward bulkhead for easy and quick access, while the outboard side of the engines has been enlarged for easy access to the aft pod and bilge area.
A true feat of Italian engineering, the 51 Atlantis features a flush and open cockpit, tender garage, three staterooms, and lower salon with a dinette, something no other yacht in its class can offer. A hydraulic platform, along with tender garage, keep the tender out of sight but also allow for simple deployment when ready to use. The single cockpit sole feels massive, with plenty of seating and lounging space. Below deck, three staterooms will keep six sleeping comfortably, with the starboard side stateroom acting as a true second master.
Rick Obey Yacht Sales is pleased to assist you in the purchase of this vessel. This boat is centrally listed by OneWater Yacht Group. It is offered as a convenience by this broker/dealer to its clients and is not intended to convey direct representation of a particular vessel
Dry Weight: 0
Bridge Clearance: 14'6"
Beam: 14'11"
Number of Engines: 2
Make: Volvo Penta / Model: IPS 800 / Engine Power (HP): 600.00 / Engine Power (KW): 447.42 / Fuel: Diesel / Engine Type: Inboard / Drive Type: Pod / Year: 2019 / Hours: 350.00 / Hours Date: 12-04-2023 / Engine Location: Port /
Make: Volvo Penta / Model: IPS 800 / Engine Power (HP): 600.00 / Engine Power (KW): 447.42 / Fuel: Diesel / Engine Type: Inboard / Drive Type: Pod / Year: 2019 / Hours: 350.00 / Hours Date: 12-04-2023 / Engine Location: Starboard /
- Advanced Package
- Miele appliances
- Lifting platform
- Garage w/electric winch
- Chain counter at main helm
- Electric searchlight
- Bow thruster
- Electric winches
- Double Racor filters
- Hauling/launching system for tender
- Covers for exterior
- Extra conduits
- Predisposition for water maker
- Auto dynamic trim
- Design cabinet in dinette
- Washer/dryer in lower lobby
- Painted hull ā Miami Silver
- Estech in cockpit and swim platform
- Estech on side decks
- Stainless steel anchor
- Raymarine platinum package
- Axiom 16XL multi-function device
- i70 data display
- RD424HD Radar
- Card/USB reader
- RMK-10 remote
- Ray90 VHF
- CPT-100 transducer with CP100 sonar module
- RS150 GPS antenna
- Smart DST 800 transducer
- Two hidden lights on bow
- Audio/Video package
- Dimmer lights in lower deck
- Woodeln floor in dinette & galley
- SeaKeeper stabilizer NG6
- Dynamic positioning system
- Safe in master cabin
- Set of linens for cabins
- Painted hard top in Urals Grey
- Refrigerator/freezer in cockpit
- Glendenning cablemaster
- Cockpit table w/ electric high-low
- Raymarine thermal camera M132
- Aft scenic lights
- Co-pilot seat
- Cockpit removable armchairs
- Upgrade exterior cushions in Batyline
- Bow sunbathing cushions
- Foldable BBQ on transom
- Exterior fabrics in two tones of Batyline
- Cockpit furniture w/icemaker
Exterior
Hardtop:
- Electrically controlled roof with controls in the wheelhouse
- Stainless steel light mast
- Compliant navigation lights
Bow:
- Chain locker accessible through hatch provided with drainage
- Remote control for fore winch located inside the chain locker
- Fenders storage in the chain locker
- Stainless steel anchor line anti-rubbing protection
- Hatch (emergency exit from owner''s cabin)
- Owner''s cabin glass-skylight forward of the hatch
- Fore area with built-in glass holders
- Two electric windscreen wipers
- Scuppers
Walkarounds:
- Fresh water filling plug on port walk around
- Black rubber rub-rail
- Stainless steel pulpit with handrail
- Stainless steel shackles mounted vertically on the Hard Top at the walk arounds entrance
Cockpit:
- One access on starboard side
- Stern sunbed area with removable cushions in fabric, with built-in glass holders
- One "C" shaped sofa (in dining area), with backrests and relevant removable cushions in fabric
- Fix GRP table with extensions
- Scuppers
- Cabinet located on starboard side, composed of:
- Built-in sink with collapsible faucet and worktop covered by upper hatch with piston
- Two vertical lockers, one of which with waste holder
- Two-seater sofa with relevant removable cushions in fabric and horizontal locker underneath
- Vertical compartment behind the sofa backrest for possible concealed TV set
- Storage compartment covered by hatch, on aft side
- Two additional lockers on port aft side, located under the cushions, one of which pre-arranged for storing a self-inflating raft, and the aft one provided with piston
- GRP floor with non-slip finishing
- Engine room access through hatch located in front of the cabinet
- Hold access under stern sunbed area through three hatches with closure and piston, one of which in transparent Plexiglas, placed under the cushions
- Lighting with LED spotlights and bars and mounted recessed on the fabric- upholstered ceiling by means of a stain- less steel frame.
Wheelhouse:
- Commander''s seat
- Helm seat provided with adjustable squab with stainless steel structure and padded cushion, and manual mechanism for horizontal adjustment of the pilot position
- Leather-covered steering wheel
- Dedicated lighting
- Internal dashboard consisting of:
- Volvo Penta engine display
- Multifunction Display AXIOM 16" - Engine throttles
- Maneuvering joystick
- VHF (from serial No. 029)
- magnetic compass
- Bow thruster controls
- Audible alarm controls
- USB socket
- Adjustable outlets for air conditioning delivery
- Two glass racks
- GRP footrest
- GRP floor with non-slip finishing
To the Left of the Wheelhouse:
- Two lounging chairs on port fore side, to the left of the compartment leading to lower deck, made with removable cushions in fabric
- Two additional storage compartments on port fore side, to the left of the compartment leading to lower deck, both provided with piston for keeping the transparent Plexiglas hatches lifted
- Two additional horizontal lockers, on port fore side, located under the lounging chair
- GRP floor with non-slip finishing
- At the center of the boat, between the wheelhouse and the lounging chairs, is the ladder leading to the lower deck, accessible through a white Plexiglas sliding companionway.
Platform/Hold:
- Large hold that can be used as garage if the hatch hydraulic lifting piston is purchased
- Refueling plugs on both sides of the deck gunwale
- External GRP steps for accessing the cockpit, starboard side
- External GRP steps for accessing the port walk around
- One stainless steel and Plexiglas gate that separates the steps from the cock- pit, starboard side
- External shower head, on starboard side
- GRP floor with non-slip finishing
- Manual removable swimming ladder, located under the center of the platform, aft side
- Two lockers with hatch under the mooring stations
Interior
Galley:
- Located on port side
- Cabinet with compartments for household appliances and two drawers under the sink with laminated worktop
- Column cabinet for fridge, forward in the owner''s cabin access corridor, port side
- Column cabinet with shelves, forward in the owner''s cabin access corridor, starboard side
- Two storage wall units above the windows provided with Venetian blinds and portlight
- Stainless steel sink with faucets
- 220 l (7.77 cu.ft) Fridge / Freezer
- Extractor hood
- 20 l (0.71 cu.ft) microwave oven
- Ceramic glass two-hob range
- Laminate flooring area
- Lighting with LED spotlights and bar mounted recessed on fabric-upholstered ceiling
- Concealed sockets
Dinette:
- Located on starboard side
- One 5 seater āCā shaped sofa with lockers arranged longitudinally on starboard side
- One wooden folding table with glass rack and fixed base in stainless steel
- Two storage wall units above the windows provided with Venetian blinds and portlight
- Full length mirror, fore side
- Fabric and laminate upholstered bulwarks
- Carpeted floor
- Lighting with LED spotlights mounted recessed on fabric-upholstered ceiling
- LED courtesy lighting under the steps
- Sockets
Owner''s Cabin:
- Located at the bow
- Double bed at the center of the boat with locker and two chest of drawers with shelves
- Mattress, pillows and bedspread
- Fabric-upholstered headboard
- Two reading lights
- Fabric-upholstered headboard
- Two bedside tables
- Two storage wall units above the windows provided with Venetian blinds and portlight
- Vanity with collapsible shelf and pouf concealable under the bed
- Two wardrobes with hanger bars and mirror
- One chest of drawers on port bulwark forward of the wardrobe
- Emergency escape hatch in fore sunbed area
- Fixed skylight forward of the emergency escape hatch
- Fabric and laminate upholstered bul- warks
- Carpeted floor
- Direct access to dedicated head
- Lighting with LED spotlights and bar mounted recessed on fabric-upholstered ceiling
- Sockets
Owner''s Head:
Located on starboard side
Independent access from owner''s cabin
Ceramic washbasin with laminated top
Faucets
Head accessories
Wall unit above sink with mirror
Storage under the washbasin
Toilet
Central shower enclosure with:
Glass access door and aluminum frame
Shower enclosure walls covered with laminate
GRP floor with non-slip finishing
Thermostatic mixer
Hand-held and ceiling-mounted shower head
Ceiling-mounted recessed LED lighting bar
Side windows with recessed portlight, provided with Venetian blind
Laminated floor
Lighting with ceiling spotlight and recessed LED bar above the wall unit
Sockets
VIP Cabin:
- Located on starboard side
- Double bed, which can be transformed into two single beds, placed longitudinally on the bulwark, with locker below
- Mattress, pillows and bedspread
- Fabric-upholstered headboard
- Two reading lights
- Two bedside tables, one of which is concealed when the bed is in the double bed configuration
- One wardrobe with hanger bar and mirror
- Wardrobe, longitudinal on port side, with vanity and chest of drawers
- Two drawers on fore side
- Two wall units, aft and midship on port side
- Side windows with portlight, provided with Venetian blind
- Fabric and laminate upholstered bulwarks
- Carpeted floor
- Access to head through corridor
- Lighting with LED spotlights mounted recessed on fabric-upholstered ceiling
- Sockets
Guest Cabin:
- Located on port side
- Two bunk beds
- Mattress, pillows and bedspread
- Two reading lights
- One shelf at the foot of the upper bed
- One wardrobe with hanger bar, shelf, and mirror
- One wall unit on bulwark, above the upper bed
- One locker on the lower bed plane
- Side windows with recessed portlight, provided with Venetian blind
- Fabric and laminate upholstered bulwarks
- Carpeted floor
- Access to head through corridor
- Lighting with LED spotlights mounted on fabric-upholstered ceiling
- Socket
VIP/Guest Head:
- Located on port side
- Ceramic washbasin with laminated top
- Faucets
- Head accessories
- Side wall unit with mirror
- Storage under the washbasin
- Toilet
- Shower enclosure with:
- Glass access door and aluminum frame
- Shower enclosure walls covered with laminate
- GRP floor with non-slip finishing
- Thermostatic mixer and-held shower head
- Wall unit ceiling spotlight
- Side windows with portlight, provided with Venetian blind
- Laminated floor
- Lighting with ceiling spotlight and recessed LED bar above the wall unit
- Sockets
Systems
Electrical Systems:
- Shore-powered power supply
- Three electric panels installed on the fore bulkhead of the engine room, in the aft wall cabinet of the dinette, and under the central seating area of the dinette
- Two electric panels installed on the fore bulkhead of the engine room and in the aft wall cabinet of the dinette
- One battery cut-out control panel in- stalled in the aft wall cabinet of the dinette
- Onboard voltages:
- 240V-60Hz
- 24 V DC from battery set
- 12 V DC from battery set and from DC/DC voltage reducer.
Galvanic current insulation:
- Zinc anodes
Generator:
- One single phase generator 17 kW / 240 VAC-60Hz for US system
- Remote start up
Shore power sockets:
- US:one socket 3P-50A
- The AC power sources terminate on the main electric panel in the engine room, for the 240 V network. The AC power sources are protected by suitably sized fuses, and introduced into the network by means of remote control switches
Batteries:
- Services: six batteries 90 Ah - 12 V DC
- Engines: four batteries 90 Ah - 12 V DC
- Generator: one battery 90 Ah - 12 V
- Service / service backup / engine starting battery chargers: six 60 Ah - 24 V
- Genset start up battery charger: one 12 Ah-12V
Lights and sockets:
- 230 V AC sockets for main utility power supply, EU type
- USB sockets
- Internal lighting: 24 V LED type
- External lighting: 24 V LED type
Bilge System:
- Main system composed of three auto- matic and independent pumps located in each watertight compartment:
- Two in the engine room (fore and aft)
- One (central) under VIP cabin entrance floor
- Secondary or auxiliary system, composed of two manual pumps with three suction points located as follows:
- Two in the engine room (fore and aft)
- One (central) under VIP cabin entrance floor
Fire Extinguishing System:
- One manual system activation control on the vertical wall between the wheel- house and the helm seat
- System indicator/reset on instrument board under the steering wheel
- One gas fire extinguisher in the engine room
Fuel System:
- Two plastic fuel tanks located longitudinally on port and starboard sides in the engine room, total 1500 l (396 US.liq.gal.)
- Two fuel level electronic sensors (one per tank) monitored through indication in the wheelhouse
- One fuel level optical gage on port tank
- Two engine single RACOR settling filters
- One generator RACOR filter
- Two tank vents on bulwark, one per side
- Remote engine diesel shut-off via 24 V solenoid valve
- Remote generator diesel shut-off via 12 V solenoid valve
- Refueling plugs on both sides of the gunwale/deck column
- Possibility of leveling diesel from one tank to the other, using a communicating pipe
- Possibility of refueling both diesel tanks from a single refueling plug, by means of the communicating pipe.
Freshwater System:
- 450 l (118.8 US.liq.gal.) plastic tank under the bow tray, under the owner''s cabin floor, aft side
- Water refill through caps located in the fore part of the port walk around
- Water pressure pump unit located in the engine room, port aft side (24 V - 50/60 Hz) with electronic control
- 60 l (15.84 US.liq.gal.) water heater located in the engine room, starboard aft side
- Fresh water toilet flushing
- One level sensor with electronic indicator on the 24 V electric panel in dinette, starboard aft side
- The system can be isolated by means of ACORN type manifolds located under the galley/dinette floor, fore side
Blackwater System:
- Two TECMA toilets with direct outboard discharge
Grey Water System:
- 10 l (2.64 US.liq.gal.) plastic tank located under the dinette floor
- One 17.5 l/min (4.62 US.liq.gal./min) pump
- One collection tray under the corridor floor in front of the guest head
Seawater System:
- Engine cooling system: includes two sea- water intakes with filter and 2" ball valve
- Generator cooling system: includes one seawater intake with filter and 1" ball valve
Ventilation/Extraction:
- Two extractors located abaft the engine room, with pipe diam. 100 mm (3.94 in) that conveys the air outside through openings on hull bulwark
Disclaimer
The OneWater Yacht Group offers the details of this vessel in good faith but cannot guarantee or warrant the accuracy of this information nor warrant the condition of the vessel. A buyer should instruct his agents, or his surveyors, to investigate such details as the buyer desires validated. This vessel is offered subject to prior sale, price change, or withdrawal without notice.